# Alliance Bay Realty > Alliance Bay Realty is a California-based, independently operated real-estate and mortgage brokerage founded/operating since 2006, built around a 100% commission model with flat transaction fees and support for a reported 850+ licensed professionals. Company page on Leadbay: https://mad-max.leadbay.ai/company/zerocommissionbroker.com · loaded 2026-10-30 ## At a glance - Website: https://zerocommissionbroker.com - Team based in: Concord (zerocommissionbroker.com and 1 more) - Founded: 2006 (zerocommissionbroker.com and 1 more) - Industry: Real Estate Agents and Brokers - Employees: 317 (employees and founders, investors not counted; zerocommissionbroker.com and 1 more) - Seen in its site's code: Google Analytics (googletagmanager.com/gtag/js), WordPress (/wp-content/) (read 2026-10-30) - Email: info@alliancebayrealty.com ## What it sells, to whom - Alliance Bay Realty is a California-based, independently operated real-estate and mortgage brokerage founded/operating since 2006, built around a 100% commission model with flat transaction fees and support for a reported 850+ licensed professionals. ([zerocommissionbroker.com](https://zerocommissionbroker.com/aboutus/), [zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/)) ## Why it stands out - Newswire reported in 2014 that Alliance Bay Realty had become one of Northern California’s largest 100% commission brokers. ([zerocommissionbroker.com](https://zerocommissionbroker.com/aboutus/), [newswire.com](https://www.newswire.com/news/alliance-bay-realty-becomes-one-of-northern-californias-largest-100-11744)) - Competes with: The company competes broadly with California real-estate brokerages and 100%-commission/low-overhead models; specific named competitors were not identified in the reviewed sources. ([zerocommissionbroker.com](https://zerocommissionbroker.com/aboutus/), [zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/)) ## Products and services - **Real-estate brokerage**: 100% commission to agents, generally less a $695 transaction fee or 10% of commission (whichever is less), plus $149 E&O insurance. ([zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/), [zerocommissionbroker.com](https://zerocommissionbroker.com/what-we-offer/)) - Mortgage brokerage through Alliance Bay Funding Inc.: 100% commission model for loan officers, $695 processing fee plus $149 E&O, and access to 75+ approved lenders. ([zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/), [zerocommissionbroker.com](https://zerocommissionbroker.com/what-we-offer/)) - Broker support, transaction processing, training, marketing and branding tools, MLS/REALTOR association access, HUD-home opportunities, residual/referral income, and an AI assistant. ([zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/), [zerocommissionbroker.com](https://zerocommissionbroker.com/what-we-offer/)) ## Customers and markets - **Customers**: Real-estate agents and brokers seeking a 100% commission, flat-fee brokerage model., Mortgage loan officers seeking 100% mortgage commissions and lender access., Home buyers, sellers, and mortgage borrowers served through the company’s agent and loan-officer network. ([zerocommissionbroker.com](https://zerocommissionbroker.com/aboutus/), [zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/)) - **Markets**: California statewide, with strong representation in the Bay Area, Central Valley, Southern California, and other counties. ([zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/what-we-offer/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/)) - **Markets**: The published coverage list spans most California counties, including Alameda, Contra Costa, Los Angeles, Orange, Riverside, Sacramento, San Diego, San Francisco, San Mateo, Santa Clara, and Ventura. ([zerocommissionbroker.com](https://zerocommissionbroker.com/), [zerocommissionbroker.com](https://zerocommissionbroker.com/what-we-offer/), [zerocommissionbroker.com](https://zerocommissionbroker.com/faqs/)) ## Latest news - 2013-06-21 · [Alliance Bay Realty Unveils 100% Commission Program For California Realtors and Loan Officers | Newswire](https://www.newswire.com/news/alliance-bay-realty-unveils-100-commission-program-for-california-11743) (newswire.com) - 2013-05-15 · [1% Listing Commissions by Elite Team Alliance Allow Sellers 60% in Savings | PressRelease.com](https://news.pressrelease.com/news/1-listing-commissions-by-elite-team-alliance-allow-sellers-60-in-savings-60897) (news.pressrelease.com) ## Where to find more - [This page in Markdown, for agents](https://mad-max.leadbay.ai/company/zerocommissionbroker.com.md) Where it comes from: 15 sites read (zerocommissionbroker.com, newswire.com, linkedin.com, exa.ai, myalliancebay.com, alliancebayrealty.com, news.pressrelease.com, leadcruncher.com, …). ## Best angle 2026-09-01 · Traffic: Site visits up 62% in 3 months, 2,175 a month (1 source) ## Signals: what happened - 2026-10-14 · News: That "4.99%" builder rate (1 source: [linkedin.com](https://www.linkedin.com/posts/dhala_find-your-way-home-activity-7516017303201951744-9KjY)) - 2026-10-09 · News: Tracy, CA: the commuter town the Bay Area forgot to watch (1 source: [linkedin.com](https://www.linkedin.com/posts/dhala_tracyca-bayarearealestate-centralvalley-activity-7514373399259848705-599x)) - 2026-09-01 · Traffic: Site visits up 62% in 3 months, 2,175 a month (1 source: [A company database](https://zerocommissionbroker.com/)) - 2026-08-25 · News: What to Look for in a Bay Area Multifamily Broker (1 source: [linkedin.com](https://www.linkedin.com/posts/jesuszazueta_what-to-look-for-in-a-bay-area-multifamily-activity-7498003171915710466-ZEee)) - 2026-08-12 · News: Luxury home prices in California have shifted, yet premium properties are still finding buyers in an average of just 24 days according to a recent report on nypost.com (). (1 source: [linkedin.com](https://www.linkedin.com/posts/blinkhomes_bayarearealestate-pleasanton-sanramon-activity-7493300520451796992-9HEX)) - 2026-07-31 · News: We consistently see that homes offering particular value – whether it’s space, location, or unique features – capture significant attention. It's a reminder of the nuanced desires driving our market. (1 source: [linkedin.com](https://www.linkedin.com/posts/blinkhomes_bayarearealestate-saratoga-fremont-activity-7488979617752506368-jAYw)) - 2025-10-29 · News: Master Residential Purchase Agreement (RPA) (1 source: [linkedin.com](https://www.linkedin.com/posts/alliance-bay-realty_master-residential-purchase-agreement-rpa-activity-7389415093937053696-hfMF)) - 2025-07-28 · News: How to Use Alliance Bay Realty’s AI Assistant, Emma (1 source: [linkedin.com](https://www.linkedin.com/posts/alliance-bay-realty_home-activity-7355650164478369792-kjFN)) - 2025-07-28 · News: Real Estate Agents: Keep 100% of Your Commission at Alliance Bay Realty (1 source: [linkedin.com](https://www.linkedin.com/posts/alliance-bay-realty_real-estate-agents-keep-100-of-your-commission-activity-7355674666050473984-OuSM)) - 2024-10-12 · Hiring: I’m happy to share that I’m starting a new position as Realtor at Alliance Bay Realty! (1 source: [linkedin.com](https://www.linkedin.com/posts/andres-valencia-84baa34_im-happy-to-share-that-im-starting-a-new-activity-7250961814983729153-I5RK)) - 2013-06-21 · Product: Alliance Bay Realty Unveils 100% Commission Program For California Realtors and Loan Officers (1 source: [newswire.com](https://www.newswire.com/news/alliance-bay-realty-unveils-100-commission-program-for-california-11743)) - 2013-05-15 · News: 1% Listing Commissions by Elite Team Alliance Allow Sellers 60% in Savings (1 source: [news.pressrelease.com](https://news.pressrelease.com/news/1-listing-commissions-by-elite-team-alliance-allow-sellers-60-in-savings-60897)) ## Working on now - Recruiting real-estate agents and loan officers around a 100%-commission, low-overhead model; recent social posts continue the recruiting message. - Scaling a California-wide brokerage: the site says it supports 850+ agents and serves agents across most California REALTOR associations and MLSs. - Supporting both residential real estate and mortgage professionals through Alliance Bay Realty and Alliance Bay Funding Inc. - Expanding agent enablement with weekly training, CAR.org online courses, broker support, marketing/branding tools, and a 24/7 AI assistant. From: [Home - Trusted 100% Commission | Real Estate | Mortgage Loan](https://zerocommissionbroker.com/), [What we offer - Trusted 100% Commission | Real Estate | Mortgage Loan](https://zerocommissionbroker.com/what-we-offer/), [FAQs - Trusted 100% Commission | Real Estate | Mortgage Loan](https://zerocommissionbroker.com/faqs/), [Thinking about a career in real estate? Join us ...](https://www.instagram.com/p/DctwbEgSY2V/), [Real Estate Agents: Keep 100% of Your Commission at Alliance Bay Realty | Alliance Bay Realty](https://www.linkedin.com/posts/alliance-bay-realty_real-estate-agents-keep-100-of-your-commission-activity-7355674666050473984-OuSM), [Real estate is competitive. Your business strategy matters. ...](https://www.instagram.com/p/DexSeiAjG6A/) ## Summary Alliance Bay Realty is a California-based real estate and mortgage brokerage that provides a 100% commission model to licensed agents and loan officers [1][2][3]. Instead of traditional commission splits, the firm charges a flat fee of $695 or 10% of the commission (whichever is less), plus a $149 errors and omissions insurance fee per transaction [1][4]. Founded in 2006, the company is led by President, CEO, and Chairman Dave "Dawar" Lodin [1][5][6]. It is an independently owned, private firm; no external venture capital investment is reported [1][4][6]. Its customers are real estate agents and loan officers, while its competitors include other brokerages in the California market [1][2][7]. The company provides services through a network of over 850 agents and 100 loan officers, offering broker support, marketing tools, and access to over 75 lenders [2][3][4]. Recent company updates include the integration of an AI assistant to support agents and ongoing training initiatives [3][6]. [1]: https://zerocommissionbroker.com/aboutus/ "About - Trusted 100% Commission | Real Estate | Mortgage Loan" [2]: https://zerocommissionbroker.com/what-we-offer/ "What we offer - Trusted 100% Commission | Real Estate | Mortgage Loan" [3]: https://zerocommissionbroker.com/ "Home - Trusted 100% Commission | Real Estate | Mortgage Loan" [4]: https://zerocommissionbroker.com/faqs/ "FAQs - Trusted 100% Commission | Real Estate | Mortgage Loan" [5]: https://myalliancebay.com/ "My Alliance Bay Realty" [6]: https://www.linkedin.com/company/alliance-bay-realty "Alliance Bay Realty" [7]: https://www.newswire.com/news/alliance-bay-realty-becomes-one-of-northern-californias-largest-100-11744 "Alliance Bay Realty Becomes One of Northern California's Largest 100% Commission Broker | Newswire" [8]: https://alliancebayrealty.com/ "Alliance Bay Realty specializes in Northern California Homes, Real Estate, and Property Listings" ## Sources - [Alliance Bay Realty's website](https://zerocommissionbroker.com) - [Thinking about a career in real estate? Join us ...](https://www.instagram.com/p/DctwbEgSY2V/) - [Real Estate Agents: Keep 100% of Your Commission at Alliance Bay Realty | Alliance Bay Realty](https://www.linkedin.com/posts/alliance-bay-realty_real-estate-agents-keep-100-of-your-commission-activity-7355674666050473984-OuSM) - [Real estate is competitive. Your business strategy matters. ...](https://www.instagram.com/p/DexSeiAjG6A/)