# Windsor Capital Mortgage

> Windsor Mortgage is Plains Commerce Bank's wholesale and correspondent mortgage-lending division, serving mortgage brokers, originators, community banks and other lending institutions with loan products, underwriting/support, technology and coaching.

Company page on Leadbay: https://mad-max.leadbay.ai/company/windsorcap.com · loaded 2026-10-30

## At a glance

- Website: https://windsorcap.com
- Team based in: San Diego (windsorcap.com and 1 more)
- Founded: 1989 (windsorcap.com and 1 more)
- Industry: Financial Services
- Employees: 92 (employees and founders, investors not counted; windsorcap.com and 1 more)

## What it sells, to whom

- Windsor Mortgage is Plains Commerce Bank's wholesale and correspondent mortgage-lending division, serving mortgage brokers, originators, community banks and other lending institutions with loan products, underwriting/support, technology and coaching. ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))

## Why it stands out

- Chris Vinson was inducted into the 2024 Hall of AIME. ([linkedin.com](https://www.linkedin.com/posts/windsormortgage_congratulations-to-our-very-own-eric-salzwedel-activity-7508197440710258688-GhMT), [housingwire.com](https://www.housingwire.com/winner-profile/2025-vanguard-chris-vinson/))
- Chris Vinson was recognized as a 2025 HousingWire Vanguard. ([linkedin.com](https://www.linkedin.com/posts/windsormortgage_congratulations-to-our-very-own-eric-salzwedel-activity-7508197440710258688-GhMT), [housingwire.com](https://www.housingwire.com/winner-profile/2025-vanguard-chris-vinson/))
- Eric Salzwedel was named NAMB National Account Executive of the Year in September 2026. ([linkedin.com](https://www.linkedin.com/posts/windsormortgage_congratulations-to-our-very-own-eric-salzwedel-activity-7508197440710258688-GhMT), [housingwire.com](https://www.housingwire.com/winner-profile/2025-vanguard-chris-vinson/))
- Competes with: United Wholesale Mortgage (UWM), Rocket Mortgage ([cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))

## Products and services

- Wholesale mortgage lending ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))
- Correspondent mortgage lending ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))
- Mortgage products and loan-processing support for brokers, banks and lending institutions ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))
- Underwriting, compliance, risk-management and customer-service support ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))
- Originator coaching, scenario support and live Zoom access to underwriters ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))
- Technology-enabled mortgage workflow, including Encompass and work toward broker-originated initial closing disclosures ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/))

## Customers and markets

- **Customers**: Mortgage brokers and originators, Community banks and other financial institutions, Windsor Mortgage says it works with more than 4,000 clients across the United States. ([windsormortgage.com](https://www.windsormortgage.com/about-windsor), [cbinsights.com](https://www.cbinsights.com/company/windsor-mortgage/))
- **Markets**: Historical U.S. mortgage-broker market, with loan officers reported in 30 states. ([linkedin.com](https://www.linkedin.com/company/windsor-capital-mortgage), [activerain.com](https://activerain.com/profile/southbayfha), [files.hawaii.gov](https://files.hawaii.gov/dcca/oah/news-releases/OAH_February_2010_%20Press_Release.pdf))
- **Markets**: An archived state list names numerous U.S. jurisdictions, including California, Arizona, Colorado, Florida, Hawaii, Oregon, Texas, Washington and others. ([linkedin.com](https://www.linkedin.com/company/windsor-capital-mortgage), [activerain.com](https://activerain.com/profile/southbayfha), [files.hawaii.gov](https://files.hawaii.gov/dcca/oah/news-releases/OAH_February_2010_%20Press_Release.pdf))

## Latest news

- 2009-06-27 · [IN CASE YOU MISSED IT](https://activerain.com/blogsview/1132262/in-case-you-missed-it) (activerain.com)

## Where to find more

- [This page in Markdown, for agents](https://mad-max.leadbay.ai/company/windsorcap.com.md)

Where it comes from: 19 sites read (windsorcap.com, windsormortgage.com, cbinsights.com, housingwire.com, linkedin.com, connectplex.ai, ml-implode.com, prospeo.io, …).

## Best angle

2026-09-01 · Product: Windsor announced that Eric Salzwedel had been named NAMB National Account Executive of the Year (4 sources)

## Signals: what happened

- 2026-09-01 · Product: Windsor announced that Eric Salzwedel had been named NAMB National Account Executive of the Year (4 sources: [linkedin.com](https://www.linkedin.com/posts/windsormortgage_congratulations-to-our-very-own-eric-salzwedel-activity-7508197440710258688-GhMT), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/), [housingwire.com](https://www.housingwire.com/winner-profile/2025-vanguard-chris-vinson/))
- 2025-09-01 · News: Chris Vinson was listed among HousingWire's 2025 Vanguards as CEO of the Mortgage Division at Windsor Mortgage, a Plains Commerce Bank division (4 sources: [linkedin.com](https://www.linkedin.com/posts/windsormortgage_congratulations-to-our-very-own-eric-salzwedel-activity-7508197440710258688-GhMT), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/), [housingwire.com](https://www.housingwire.com/winner-profile/2025-vanguard-chris-vinson/))
- 2025-02-01 · News: HousingWire profiled CEO Chris Vinson and Windsor's wholesale-lending, technology and coaching strategy (4 sources: [linkedin.com](https://www.linkedin.com/posts/windsormortgage_congratulations-to-our-very-own-eric-salzwedel-activity-7508197440710258688-GhMT), [housingwire.com](https://www.housingwire.com/articles/power-house-podcast-windsor-mortgage-ceo-chris-vinson/), [housingwire.com](https://www.housingwire.com/winner-profile/2025-vanguard-chris-vinson/))
- 2009-09-25 · News: The Mortgage Lender Implode-O-Meter News Pick-ups: Imploded: Windsor Capital Mortgage Corp. (1 source: [ml-implode.com](https://ml-implode.com/imploded/lender_WindsorCapitalMortgageCorp._2009-09-25.html))
- 2009-06-27 · News: IN CASE YOU MISSED IT (1 source: [activerain.com](https://activerain.com/blogsview/1132262/in-case-you-missed-it))

## Working on now

- Historical business: mortgage brokerage/loan arranging, headquartered in San Diego; its archived company description says it supported loan officers originating in 30 states.
- The strongest current-status signal is closure/rebrand: an employee review says Windsor 'closed their doors and became Cobalt Financial'; this is corroborative rather than an official announcement.
- A Hawaii regulator record shows Windsor voluntarily surrendered its mortgage-broker license effective February 11, 2010.

From: [windsorcap.com is for sale — Buy now for $2,499 | GoDaddy](https://windsorcap.com/), [Windsor Capital Mortgage - Employees, Jobs, Stock & Culture | LinkedIn](https://www.linkedin.com/company/windsor-capital-mortgage), [Windsor Capital Mortgage Administrator Reviews by 1 Employee](https://www.careerbliss.com/windsor-capital-mortgage/reviews/administrator/), [Windsor Capital Mortgage Reviews by 9 Employees](https://www.careerbliss.com/windsor-capital-mortgage/reviews/), [DCCA Disciplinary Actions Through February 2010](https://files.hawaii.gov/dcca/oah/news-releases/OAH_February_2010_%20Press_Release.pdf)

## Summary

Windsor Capital Mortgage was a San Diego-based mortgage brokerage founded by Fred Thrane in 1989 [1][2]. The company originated residential mortgages, including FHA and VA loans, for individual borrowers through a network of loan officers across 30 states [1][2]. Windsor Capital reported significant operational decline starting in 2008 and ceased major operations by 2009 amid reports of financial instability, legal challenges, and a migration of staff to Cobalt Financial Corp [3]. The company never raised outside venture funding [4]. Competitors in the mortgage lending industry have included firms such as Allied Home Mortgage, Network Funding, and Intercontinental Capital Group [5].

[1]: https://connectplex.ai/company/windsor-capital-mortgage-1331206 "Windsor Capital Mortgage | ConnectPlex.ai"
[2]: https://www.linkedin.com/company/windsor-capital-mortgage "Windsor Capital Mortgage"
[3]: https://ml-implode.com/imploded/lender_WindsorCapitalMortgageCorp._2009-09-25.html "The Mortgage Lender Implode-O-Meter News Pick-ups: Imploded: Windsor Capital Mortgage Corp."
[4]: https://prospeo.io/c/windsor-capital-mortgage-email-format "Windsor Capital Mortgage Email Formats"
[5]: https://www.zippia.com/windsor-capital-mortgage-careers-57036/competitors/ "Windsor Capital Mortgage Competitors and Similar Companies - Zippia"
[6]: https://www.visualvisitor.com/companies/4357844/windsor_capital_mortgage "Windsor Capital Mortgage - Phone, Email, Employees, CEO, VP, 2024"
[7]: https://aeroleads.com/c/windsor-capital-mortgage "Windsor Capital Mortgage Company Details: 13 Decision-Maker Signals | AeroLeads"
[8]: https://www.phonebooks.com/business-profile/thrane.pJQwQ9p5Q51Lp "Thrane - Company Overview, Employees & More - PhoneBooks"

## Sources

- [Windsor Capital Mortgage's website](https://windsorcap.com)
- [windsorcap.com is for sale — Buy now for $2,499 | GoDaddy](https://windsorcap.com/)
- [Windsor Capital Mortgage Administrator Reviews by 1 Employee](https://www.careerbliss.com/windsor-capital-mortgage/reviews/administrator/)
- [Windsor Capital Mortgage Reviews by 9 Employees](https://www.careerbliss.com/windsor-capital-mortgage/reviews/)
- [DCCA Disciplinary Actions Through February 2010](https://files.hawaii.gov/dcca/oah/news-releases/OAH_February_2010_%20Press_Release.pdf)
- [About | Windsor Mortgage](https://www.windsormortgage.com/about-windsor)
- [2025 Vanguard: Chris Vinson - HousingWire](https://www.housingwire.com/winner-profile/2025-vanguard-chris-vinson/)