# Cornerstone First Mortgage

> Cornerstone First Mortgage, LLC is a privately held, San Diego-headquartered full-service mortgage bank and broker that conducts processing, underwriting, and funding in-house and serves borrowers nationwide through a rapidly expanding, locally branded branch network.

Company page on Leadbay: https://mad-max.leadbay.ai/company/cfmtg.com · loaded 2026-10-30

## At a glance

- Website: https://cfmtg.com
- Team based in: San Diego (Leadbay's record and 2 more)
- Incorporated: California (no. 202360013132) (register)
- Registry: California Secretary of State 202360013132
- Founded: 2007 (linkedin.com and 2 more)
- Industry: Banking
- Employees: 669 (employees and founders, investors not counted; cfmtg.com and 1 more)
- Seen in its site's code: Google Analytics (googletagmanager.com/gtag/js), WordPress (/wp-content/), Microsoft 365 (MX cfmtg-com.mail.protection.outlook.com), Salesforce (TXT include:_spf.salesforce.com), SendGrid (TXT sendgrid.net), Mailgun (TXT mailgun.org) (read 2026-10-30)
- Phone: (866) 815-1803
- Email: info@cfmtg.com
- Address: 2655 CAMINO DEL RIO N. 
 #100
SAN DIEGO, CA 92108

## What it sells, to whom

- Cornerstone First Mortgage, LLC is a privately held, San Diego-headquartered full-service mortgage bank and broker that conducts processing, underwriting, and funding in-house and serves borrowers nationwide through a rapidly expanding, locally branded branch network. ([cfmtg.com](https://cfmtg.com/), [cfmtg.com](https://cfmtg.com/scahan/), [ncino.com](https://www.ncino.com/news/cornerstone-first-mortgage-switches-ncino-pos))

## Why it stands out

- Sean Cahan has been recognized by trade outlets for leadership and growth; specific award names were not identified in the available sources. ([cfmtg.com](https://cfmtg.com/scahan/), [digitaljournal.com](https://www.digitaljournal.com/article/cornerstone-mortgages-remarkable-growth-under-sean-cahans-leadership/), [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_topproducers-mortgageindustry-loanofficers-activity-7514447753146621953-OwRc))
- The company publicly highlights monthly top-producer recognitions, including September 2026, but these are internal performance recognitions rather than independently verified awards. ([cfmtg.com](https://cfmtg.com/scahan/), [digitaljournal.com](https://www.digitaljournal.com/article/cornerstone-mortgages-remarkable-growth-under-sean-cahans-leadership/), [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_topproducers-mortgageindustry-loanofficers-activity-7514447753146621953-OwRc))
- Competes with: The available sources do not name specific competitors. Cornerstone competes broadly with mortgage banks, mortgage brokers, and non-QM/specialty lenders serving residential borrowers. ([digitaljournal.com](https://www.digitaljournal.com/article/cornerstone-mortgages-remarkable-growth-under-sean-cahans-leadership/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))

## Products and services

- Residential home-purchase mortgages. ([cfmtg.com](https://cfmtg.com/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))
- Mortgage refinancing. ([cfmtg.com](https://cfmtg.com/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))
- Conventional, FHA, VA, and other home-loan programs; the site describes an extensive range of programs. ([cfmtg.com](https://cfmtg.com/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))
- Non-qualified mortgage (non-QM) and alternative-documentation loans, including bank-statement and 1099-income programs. ([cfmtg.com](https://cfmtg.com/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))
- Programs for foreign-national, self-employed, crypto-asset, and other non-traditional borrowers. ([cfmtg.com](https://cfmtg.com/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))
- In-house processing, underwriting, and funding; the company states it functions as both lender and broker. ([cfmtg.com](https://cfmtg.com/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))

## Customers and markets

- **Customers**: Residential homebuyers seeking purchase mortgages and refinancing., Non-traditional borrowers, including self-employed entrepreneurs, crypto investors, content creators, foreign nationals, and borrowers qualifying through bank statements, 1099s, or other alternative documentation., Real-estate developers and brokers are also supported through the company's branch and lending platform. ([cfmtg.com](https://cfmtg.com/), [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))
- **Markets**: United States nationwide: licensed in 49 states and Puerto Rico, with approximately 130 branches and dozens of local brands. ([careers.cfmtg.com](https://www.careers.cfmtg.com/), [cfmtg.com](https://cfmtg.com/), [ncino.com](https://www.ncino.com/news/cornerstone-first-mortgage-switches-ncino-pos))
- **Markets**: Borrower segments include conventional and government-loan borrowers, first-time buyers, veterans, self-employed and irregular-income borrowers, investors, foreign nationals/ITIN borrowers, construction/rehab borrowers, and borrowers with complex or non-QM profiles. ([careers.cfmtg.com](https://www.careers.cfmtg.com/), [cfmtg.com](https://cfmtg.com/), [ncino.com](https://www.ncino.com/news/cornerstone-first-mortgage-switches-ncino-pos))

## Team

- Sean Cahan, President
- Rashell Massey, Vice President of Business Development
- Sean C., Business Owner

## Latest news

- 2026-10-23 · [Christie Elliott — 5★ Mortgage Loan Officer in Alpharetta, GA](https://www.experience.com/reviews/christie-elliott-320592) (experience.com)
- 2025-10-21 · [Non-traditional borrowers turn to Cornerstone for mortgages - The Real Deal](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/) (therealdeal.com)
- 2024-07-17 · [Cornerstone Mortgage’s remarkable growth under Sean Cahan’s leadership - Digital Journal](https://www.digitaljournal.com/article/cornerstone-mortgages-remarkable-growth-under-sean-cahans-leadership/) (digitaljournal.com)
- 2024-03-15 · [Firms team up to launch buy-before-you-sell program | Mortgage Professional](https://www.mpamag.com/us/news/general/firms-team-up-to-launch-buy-before-you-sell-program/481354) (mpamag.com)

## Where to find more

- [This page in Markdown, for agents](https://mad-max.leadbay.ai/company/cfmtg.com.md)

## Decision makers

- [Sean Cahan](https://mad-max.leadbay.ai/person/sean-cahan--cfmtg.com.md), President
- [Rashell Massey](https://mad-max.leadbay.ai/person/rashell-massey--cfmtg.com.md), Vice President of Business Development
- [Sean C.](https://mad-max.leadbay.ai/person/sean-c--cfmtg.com.md), Business Owner

Work emails and direct phones come with a Leadbay account: https://wow.leadbay.ai/?register=true

Where it comes from: 17 sites read (cfmtg.com, ccfmtg.com, careers.cfmtg.com, ncino.com, therealdeal.com, digitaljournal.com, ivpressonline.com, linkedin.com, …).

## Best angle

2026-07-07 · Expansion: NCino announced that Cornerstone switched to nCino Mortgage Point of Sale to support expansion across approximately 130 branches in 49 states and improve digital verification, eNotes, and remote online notarization (3 sources)

## Best way in

- Call the front desk, (866) 815-1803: The front desk, in Leadbay's record, verified 2026-09-08

## Signals: what happened

- 2026-10-30 · Headcount: Headcount up 47% in a year (1 source: [A company database](https://cfmtg.com/))
- 2026-10-23 · News: Christie Elliott — 5★ Mortgage Loan Officer in Alpharetta, GA (1 source: [experience.com](https://www.experience.com/reviews/christie-elliott-320592))
- 2026-10-15 · News: Buyer has financing questions? Let me take that off your plate. I’ll explain to your buyer: (1 source: [linkedin.com](https://www.linkedin.com/posts/max-holden-1862a2175_realestatecommunity-loanofficerlife-financingoptions-activity-7516533363231473668-vxJA))
- 2026-10-09 · News: September was another BIG month for Cornerstone First Mortgage! 🚀 (1 source: [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_cornerstonefirstmortgage-teamcornerstone-activity-7514124180536340480-YSFk))
- 2026-08-12 · Fundraising: We're a new Mortgage Post-Closing Underwriting and Investor Suspense Manager (Retail Lending – Remote) in San Diego Metropolitan Area. Apply today or share this post with your network. (1 source: [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_hiring-activity-7493269086605529088-zNJd))
- 2026-07-07 · Expansion: NCino announced that Cornerstone switched to nCino Mortgage Point of Sale to support expansion across approximately 130 branches in 49 states and improve digital verification, eNotes, and remote online notarization (3 sources: [ncino.com](https://www.ncino.com/news/cornerstone-first-mortgage-switches-ncino-pos), [ivpressonline.com](https://www.ivpressonline.com/business/business-briefs-cornerstone-first-mortgage-to-celebrate-grand-opening/article_4c0f5513-a90c-4ade-9df6-9379bae8aa87.html), [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_topproducers-mortgageindustry-loanofficers-activity-7514447753146621953-OwRc))
- 2026-06-30 · News: Cornerstone First Mortgage, LLC posted on LinkedIn (1 source: [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_activity-7477433315088715776-dHh8))
- 2026-05-12 · News: Leadership hits different when they’re actually in the trenches with you. (1 source: [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_loanofficerlife-mortgageleadership-topproducer-activity-7460090664375042048-lWyd))
- 2026-04-17 · News: We're a new Software Engineer, AI/ML Platforms (Early Career) in San Diego, California. Apply today or share this post with your network. (1 source: [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_hiring-activity-7450875682089459712-E_zb))
- 2026-03-02 · Hiring: #hiring (1 source: [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_hiring-activity-7424802022970789888-oio9))
- 2026-01-10 · News: December was one for the record books at Cornerstone. We crushed our all-time production record, making it our biggest month yet and finishing the year stronger than ever. From coast to coast, … (1 source: [linkedin.com](https://www.linkedin.com/posts/cornerstone-first-mortgage_cornerstonefirstmortgage-recordbreaking-activity-7415570599185547264-DTU4))
- 2025-10-21 · News: Non-traditional borrowers turn to Cornerstone for mortgages (1 source: [therealdeal.com](https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/))

## Working on now

- Nationwide scaling: approximately 130 branches, dozens of local brands, and licensing across 49 states; the company says it has doubled in size twice in three years.
- Borrower-experience modernization through nCino Mortgage Point of Sale, connected digital income/employment/asset verification, eNotes, and remote online notarization.
- Expanding Non-QM origination: mortgageQ AI was rolled out to 400+ loan officers to match scenarios with Non-QM funding partners.
- Recruiting loan officers, teams, branch managers, and operations staff while providing Salesforce-based follow-up, marketing automation, and proprietary Mortgage Lab tools.

From: [ncino.com](https://www.ncino.com/news/cornerstone-first-mortgage-switches-ncino-pos), [Cornerstone First Mortgage Expands Non-QM Lending Through Partnership with mortgageQ AI](https://www.einpresswire.com/article/795415975/cornerstone-first-mortgage-expands-non-qm-lending-through-partnership-with-mortgageq-ai), [Cornerstone First Mortgage, LLC - Employees, Jobs, Stock & Culture | LinkedIn](https://www.linkedin.com/company/cornerstone-first-mortgage), [Non-QM - Cornerstone First Mortgage](https://cfmtg.com/loan-types/non-qm/)

## Summary

Cornerstone First Mortgage, LLC is a privately held, full-service mortgage bank headquartered in San Diego, California, that manages the entire loan process—including processing, underwriting, and funding—in-house [1][2]. The company offers a wide range of home loan programs, including non-qualified mortgages, for purchasing, refinancing, and new construction [1][3][4]. Its customers include traditional homebuyers, real estate developers, and non-traditional borrowers, such as foreign nationals, crypto investors, and self-employed entrepreneurs [5][4]. There is no information provided regarding external investors. As a lender, it competes with traditional banks but distinguishes itself by holding delegated underwriting authority and maintaining relationships with 32 different investors, allowing for greater lending flexibility [4]. In recent news, as of July 2026, Cornerstone switched to nCino’s Mortgage Point of Sale platform to support its continued expansion across 49 states and to improve its digital borrower experience, including the use of eNotes and remote online notarization [6][7].

[1]: https://cfmtg.com/ "Cornerstone First Mortgage - Cornerstone First Mortgage"
[2]: https://cfmtg.com/scahan/ "Sean Cahan - Cornerstone First Mortgage"
[3]: https://www.digitaljournal.com/article/cornerstone-mortgages-remarkable-growth-under-sean-cahans-leadership/ "Cornerstone Mortgage’s remarkable growth under Sean Cahan’s leadership - Digital Journal"
[4]: https://therealdeal.com/sponsored/cornerstone-first-mortgage/how-cornerstone-first-mortgage-makes-the-impossible-possible-for-non-traditional-and-foreign-buyers/ "Non-traditional borrowers turn to Cornerstone for mortgages - The Real Deal"
[5]: https://www.einpresswire.com/article/700846912/cornerstone-first-mortgage-named-preferred-lender-with-condo-hotel-project "CORNERSTONE FIRST MORTGAGE NAMED PREFERRED LENDER WITH CONDO HOTEL PROJECT"
[6]: https://www.ncino.com/news/cornerstone-first-mortgage-switches-ncino-pos "Cornerstone First Mortgage Switches to nCino's Mortgage Point of Sale to Support its Next Phase of Growth"
[7]: https://fintech.global/2026/07/09/ncino-wins-cornerstone-first-mortgage-as-pos-customer/ "nCino wins Cornerstone First Mortgage as POS customer"
[8]: https://cfmtg.com/branch/corporate-headquarters/ "Corporate Headquarters - Cornerstone First Mortgage"

## Sources

- [Cornerstone First Mortgage, LLC's website](https://cfmtg.com)
- [Cornerstone First Mortgage Expands Non-QM Lending Through Partnership with mortgageQ AI](https://www.einpresswire.com/article/795415975/cornerstone-first-mortgage-expands-non-qm-lending-through-partnership-with-mortgageq-ai)
- [Cornerstone First Mortgage, LLC - Employees, Jobs, Stock & Culture | LinkedIn](https://www.linkedin.com/company/cornerstone-first-mortgage)
- [Non-QM - Cornerstone First Mortgage](https://cfmtg.com/loan-types/non-qm/)